Establishing an investment portfolio with globetrotting couple after move to United Kingdom

The situation

Throughout their successful careers, the couple enjoyed living in different parts of the world. However, as they began to plan for their retirement and a move back to the UK with their young children, they recognised the need for a new investment manager. The couple first came across our services through an introduction from our direct equities team, where it quickly became clear that they were seeking a broader mandate to meet their evolving investment requirements.

The client’s goals

• Establish their investment portfolio in Britain.
• Set up tax-efficient structures with their children’s long-term needs in mind.
• Create wealth and investment management plans that will grow and protect their £25 million over the medium- to long-term.

Our approach

• We facilitated a series of in-depth discussions over a 6-month period to establish the couple’s fundamental investment priorities.
• Wealth planning and investment teams worked together to establish structures suitable not only for their personal investments today, but also for their children over the long-term.
• Implemented three comprehensive strategies, including a balanced personal portfolio for the shorter and medium terms, along with two growth portfolios with different longer-term goals and investment objectives.
• We recommended an offshore bond wrapper for one of the portfolio structures, as this has a very long-term investment horizon and keeps the intergenerational transfer of wealth to the children in mind.

Outcomes to date

• The clients have access to a sophisticated, multi-strategy implementation that goes beyond their previous investment portfolio.
• Core reporting functions have been established.
• The clients now have a fully built-out group of portfolios, each with different objectives and methods of implementation, and each fit for their medium- and long-term goals.
• We established an in depth-relationship, which now includes different teams working together to provide discretionary, long-term investment management and short-term cash management.
• We helped the couple to successfully launch a family investment company, combining our advice with their legal team’s expertise.

Disclosure: Case studies are provided for illustrative purposes only and are based on real client or former client engagement. Some scenarios may reflect client experiences or work originally performed by a firm that has since been acquired. All client names, identifying details and contextual elements have been anonymised to protect client confidentiality. The outcomes described reflect the experience of a particular client. Results are not guaranteed and may vary based on each client’s individual circumstances, market conditions, regulatory requirements and specific financial objectives. Past performance is not indicative of future results. 

Services are only offered in jurisdictions where each entity is authorised to operate. Products and services may not be available in all jurisdictions or to all client types.