Jurisdiction
This information is only intended for use in the United States or in jurisdictions where its distribution or availability is consistent with local laws or regulations. Individuals outside the United States are invited to vist other sections of our website for more information about products and services available to them. Services provided by each respective entity are only offered in jurisdictions where they may be lawfully offered for sale respectively.
General Disclosures
This information contained on this website is for informational and educational purposes and is not intended to provide, and should not be relied upon for accounting, legal, tax, insurance, or investment advice. This information does not constitute an offer to provide any services, nor a solicitation to purchase securities. The contents of the website are not intended to be advice tailored to any particular person or situation. We believe the information provided is accurate and reliable, but do not warrant it as to completeness or accuracy.
Forward Looking Statements
This information may include opinions or forecasts, including investment strategies and economic and market conditions; however, there is no guarantee that such opinions or forecasts will prove to be correct, and they also may change without notice. We encourage you to speak with a qualified professional regarding your scenario and the then-current applicable laws and rules. Forecasts are subject to uncertainties, do not reflect actual investment results and are not guarantees of future results or the full attainment of your goals.
Risk Disclosures
Different types of investments involve degrees of risk, including potential loss of principal. The future performance of any investment or wealth management strategy, including those recommended by us, may not be profitable or suitable or prove successful. Past performance is not indicative of future results. One cannot invest directly in an index or benchmark, and those do not reflect the deduction of various fees that would diminish results. Any index or benchmark performance figures are for comparison purposes only, and client account holdings will not directly correspond to any such data.
Diversification, allocation and rebalancing strategies do not imply you will make a profit and does not protect against losses. The future performance of any investment or wealth management strategy, including those recommended by us, may not be profitable or suitable or prove successful.
This website does not contain sufficient information to support any investment decisions and should not be relied upon as the sole source of information when determining whether to make any investments. We encourage you to conduct your own due diligence to determine whether any investment, investment strategy, security or related transaction is appropriate for you based on your personal investment objectives, financial circumstances and risk tolerance. Past performance is not indicative of future results. All investments carry a degree of risk including the loss of principal.
Investments in equity securities involve a high degree of risk. Stock prices are volatile and change daily, and market movements are difficult to predict. Movements in stock prices and markets may result from a variety of factors, including those affecting individual companies, sectors, or industries. Such movements may be temporary or last for extended periods. The price of an individual stock may fall or fail to appreciate, even in a rising stock market. A client could lose money due to a sudden or gradual decline in a stock’s price or due to an overall decline in the stock markets.
Investment in fixed-income and debt securities such as asset-backed securities, residential mortgage-backed securities, commercial mortgage-backed securities, investment grade corporate bonds, non-investment grade corporate bonds, loans, sovereign bonds and U.S. government debt securities and financial instruments that reference the price or interest rate associated with these fixed income securities subject a client’s portfolios to the risk that the value of these securities overall will decline because of rising interest rates. Similarly, portfolios that hold such securities are subject to the risk that the portfolio’s income will decline because of falling interest rates. Investments in these types of securities will also be subject to the credit risk created when a debt issuer fails to pay interest and principal in a timely manner, or that negative perceptions of the issuer’s ability to make such payments will cause the price of that debt to decline.
Alternative investments generally involve various and significant risk factors, such as the potential for complete loss of principal, liquidity constraints, lack of transparency, unpredictable market conditions, key person risks, trading risks, and/or the use of significant leverage or derivative contracts, among others. Alternative investments are available only to investors that meet minimum investor qualifications and minimum investment amounts are typically required. Alternative investments involve a substantial degree of risk, including the loss of capital. Alternative investments are not suitable for all investors.
Tax strategies are employed for planning purposes only and are not intended to replace professional tax, legal or accounting advice. Please consult your tax, legal and accounting professionals to discuss your unique tax circumstances.
Clients utilizing responsible investing strategies and environment, social responsibility, and corporate governance (ESG) factors may underperform strategies which do not utilize responsible investing and ESG considerations. Responsible investing and ESG strategies may operate by either excluding the investments of certain issuers or by selecting investments based on their compliance with factors such as ESG. These strategies may exclude certain sectors or industries from a client’s portfolio, potentially negatively affecting the client’s investment performance if the excluded sector or industry outperforms. Utilizing an ESG strategy does not imply you will make a profit and there is no guarantee that ESG strategies will produce certain returns.
Corient may engage third party service providers, including investment managers, to supplement its investment thesis. Services provided by other professionals are not typically included in the scope of a client’s investment management engagement. Such professional services may result in additional expenses paid to the professional directly. No client is obligated to retain or engage any external professional service provider.
About Corient
Corient refers to affiliated entities under common control of Corient Global HoldCo Limited ("HoldCo"). In the United States, these entities include but are not limited to Corient Private Wealth LLC, Corient IA LLC, Corient Family Office LLC, Corient Tax LLC, Corient Trust Company LLC and Corient Aviation LLC. Certain services described on this website may be provided by one or more global affiliates. Each service may be provided under separate agreements, and additional fees may be charged. Use of an affiliates services is subject to client consent and applicable regulatory requirements. Products and services may not be available in all jurisdictions or to all client types.
Services are only offered in jurisdictions where each entity is authorized to operate. Products and services may not be available in all jurisdictions or to all client types.
Advisory services are offered through Corient Private Wealth LLC, a registered investment adviser (“RIA”) regulated by the U.S. Securities and Exchange Commission (“SEC”). Corient IA LLC is a RIA regulated by the SEC and is the investment manager of certain private funds offered by Corient Private Wealth. Corient IA LLC is wholly owned by Corient Private Wealth LLC. The use of the term “registered” does not imply any particular level of skill or training and does not imply any approval by the SEC. For a complete discussion of the scope of the services offered, fees, and other disclosures, please review each of the RIAs Disclosure Brochure (Form ADV Part 2A) and Form CRS, available upon request and online at https:// adviserinfo.sec.gov/ or at www.corient.com. We also encourage youto review Corient’s Privacy Policy, which is available upon request.
Family office services services are provided by Corient Family Office LLC. Corient Tax LLC provides standalone tax planning for individuals and businesses, as well as, audit support, under a separate agreement. Neither entity is a RIA, law firm or accounting firm and does not provide investment, legal or accounting advice or services. The term “Family Office Services” is being used as a term of art and not to imply that Corient or its employees are acting as a family office pursuant to Investment Advisers Act of 1940.
Aviation services are provided by Corient Aviation LLC. Corient Aviation is acting as an air charter broker, not a direct air carrier.
Corient Trust Company LLC is a South Dakota trust company and provides customized administrative trust solutions. Trust Services are offered through Corient Trust Company LLC. The choice of trust situs is a complex decision that involves various legal, financial, tax and personal considerations. Corient recommends that you consult with your CPA and attorney to identify the best jurisdiction for your individual situation.
Corient is not a lender or bank and does not provide loans or lines of credit to clients. Corient is not an insurance company, broker or carrier.
Certain services, such as art management, may be provided by one or more of our affiliated entities, including affiliates located outside the United States. Art management services are available only to select clients who meet applicable eligibility or other criteria.
Our clients must, in writing, advise us of personal, financial, or investment objective changes and any restrictions desired on our services so that we may re-evaluate any previous recommendations and adjust our advisory services as needed. For current clients, please advise us immediately if you are not receiving monthly account statements from your custodian. We encourage you to compare your custodial statements to any information we provide to you.
