Jurisdiction
This information is only intended for residents of the UK, Jersey, Guernsey, Isle of Man, Monaco and countries of the European Economic Area, Switzerland South Africa, Mauritus or in jurisdictions where its distribution or availability is consistent with local laws or regulations. Services provided by each respective entity are only offered in jurisdictions where they may be lawfully offered for sale respectively.
General disclosures
This information contained on this website is for informational and educational purposes and is not intended to provide, and should not be relied upon for accounting, legal, tax, insurance or investment advice. This information does not constitute an offer to provide any services, nor a solicitation to purchase securities. The contents of the website are not intended to be advice tailored to any particular person or situation.
We believe the information provided is accurate and reliable, but do not warrant it as to completeness or accuracy.
Forward-looking statements
This information may include opinions or forecasts, including investment strategies and economic and market conditions; however, there is no guarantee that such opinions or forecasts will prove to be correct, and they also may change without notice. We encourage you to speak with a qualified professional regarding your situation and the then-current applicable laws and rules.
Forecasts are subject to uncertainties, do not reflect actual investment results and are not guarantees of future results or the full attainment of your goals. Diversification, allocation and rebalancing strategies do not imply you will make a profit and do not protect against losses. The future performance of any investment or wealth management strategy, including those recommended by us, may not be profitable or suitable or prove successful.
Risk disclosures
Different types of investments involve degrees of risk, including potential loss of principal. The future performance of any investment or wealth management strategy, including those recommended by us, may not be profitable or suitable or prove successful. Past performance is not indicative of future results. One cannot invest directly in an index or benchmark, and those do not reflect the deduction of various fees that would diminish results. Any index or benchmark performance figures are for comparison purposes only, and client account holdings will not directly correspond to any such data.
This presentation does not contain sufficient information to support any investment decisions and should not be relied upon as the sole source of information when determining whether to make any investments. We encourage you to conduct your own due diligence to determine whether any investment, investment strategy, security or related transaction is appropriate for you based on your personal investment objectives, financial circumstances and risk tolerance. Past performance is not indicative of future results. All investments carry a degree of risk including the loss of principal.
Investments in equity securities involve a high degree of risk. Share prices are volatile and change daily, and market movements are difficult to predict. Movements in share prices and markets may result from a variety of factors, including those affecting individual companies, sectors or industries. Such movements may be temporary or last for extended periods. The price of an individual share may fall or fail to appreciate, even in a rising stock market. A client could lose money due to a sudden or gradual decline in a share’s price or due to an overall decline in the stock markets.
Investment in fixed-income and debt securities such as asset-backed securities, residential mortgage-backed securities, commercial mortgage-backed securities, investment-grade corporate bonds, non-investment-grade corporate bonds, loans, sovereign bonds and United States government debt securities and financial instruments that reference the price or interest rate associated with these fixed income securities subject a client’s portfolios to the risk that the value of these securities overall will decline because of rising interest rates. Similarly, portfolios that hold such securities are subject to the risk that the portfolio’s income will decline because of falling interest rates. Investments in these types of securities will also be subject to the credit risk created when a debt issuer fails to pay interest and principal in a timely manner, or that negative perceptions of the issuer’s ability to make such payments will cause the price of that debt to decline.
Alternative investments generally involve various and significant risk factors, such as the potential for complete loss of principal, liquidity constraints, lack of transparency, unpredictable market conditions, key person risks, trading risks and/or the use of significant leverage or derivative contracts, among others. Alternative investments are available only to investors that meet minimum investor qualifications, and minimum investment amounts are typically required. Alternative investments involve a substantial degree of risk, including the loss of capital. Alternative investments are not suitable for all investors.
Tax strategies are employed for planning purposes only and are not intended to replace professional tax, legal or accounting advice. Please consult your tax, legal and accounting professionals to discuss your unique tax circumstances.
Clients utilising responsible investing strategies and environment, social responsibility and corporate governance (ESG) factors may underperform strategies that do not utilise responsible investing and ESG considerations. Responsible investing and ESG strategies may operate by either excluding the investments of certain issuers or by selecting investments based on their compliance with factors such as ESG. These strategies may exclude certain sectors or industries from a client’s portfolio, potentially negatively affecting the client’s investment performance if the excluded sector or industry performs well. Utilising an ESG strategy does not imply you will make a profit and there is no guarantee that ESG strategies will produce certain returns.
Corient may engage third-party service providers, including investment managers, to supplement its investment thesis. Services provided by other professionals are not typically included in the scope of a client’s investment management engagement. Such professional services may result in additional expenses paid to the professional directly. No client is obligated to retain or engage any external professional service provider.
